Well, good news today! Repairs on my lovely little Polo have been authorised by the insurance company, for whom I have nothing but praise. That little car has served me well and I have no wish to replace it. If it takes me to where I want to go and brings me home again then it will do for me. VW cars are definitely made to last judging by the number of Polos and Golfs there are on the road, which are considerably older than my Polo.
I see no good reason to scrap a car that is in reasonable condition, just for the sake of having a newer model in the driveway. My self-esteem does not depend on the make or model of car I drive, on the range of functions on my mobile phone or on any other blatant status symbol.
I am so pleased that my beautiful little Polo will be coming back.